Template only. Review with a qualified lawyer before launch.
Terms of Use
Last updated: May 27, 2026
1. Acceptance of Terms
By using Lumen, you agree to these Terms.
2. Educational Software
Lumen provides educational Bitcoin planning tools only.
3. No Financial Advice
Lumen does not provide financial, investment, legal, tax, or retirement advice.
4. User Responsibility
Users are responsible for all decisions made based on Lumen outputs.
5. Subscriptions
Lumen offers paid subscription plans. Users are billed monthly unless cancelled. Access depends on selected plan.
6. Refunds
Refund policy may be updated by admin. Default: subscriptions are non-refundable unless required by law.
7. Affiliate Links
Lumen may include affiliate links to third-party services such as Bitcoin purchase platforms, books, videos, or educational resources.
8. Third-Party Services
Lumen is not responsible for third-party websites, services, pricing, security, or availability.
9. AI Outputs
AI explanations are generated automatically and may be incomplete or inaccurate. Users should not rely on AI outputs as professional advice.
10. Market Data
Live Bitcoin prices and market indicators may be delayed, inaccurate, or unavailable.
11. Account Security
Users are responsible for protecting their login credentials.
12. Prohibited Use
Users may not abuse, copy, scrape, resell, or reverse-engineer the platform.
13. Limitation of Liability
Lumen is not liable for financial losses, missed opportunities, investment outcomes, technical errors, or reliance on platform outputs.
14. Changes to Terms
Lumen may update these Terms at any time.
15. Contact
Questions? Reach us at support@lumen.app